The Australian Government has over the past several years clearly signalled that it wants to reduce the number of pension – dependant people and it is becoming more critical for individuals to consider their investment alternatives.

Many managed fund managers fail to achieve reasonable investment results and coupled with high entry fees and management fees, some managed funds in some years have suffered low growth. (Even negative growth a few years ago).

An alternative is to establish and invest in ones own superannuation trust while preserving tax and low risk advantages.

Superannuation funds cannot borrow, invest in beneficiary holdings or pay out unauthorized cash. Profits and contributions are taxable at 15%, income generated expenses are tax deductible.

A self-managed superannuation fund can build a diverse portfolio or invest most of its funds in one asset type such as property. It is important however to follow a long-term, low-risk strategy.

Shelfcom, through its specialist associations, can provide Superannuation Trusts for its clients.

1. Members through their Trustee(s) can take control of the investment fund and make their own investment decisions. Such decisions include deciding on how the fund will weight its investments in shares, unit trusts, fixed interest investments, real estate etc and in sectors within those investment options.
2. High entry fees and administration fees are avoided.
3. Trustee(s) may be corporate(s) or individual(s).

Shelfcom’s fee for establishing a Superannuation Trust is $650.00 (which includes GST) and comprises: -

• Trust Deed, in duplicate
• A prestigious binder containing all the Funds records in an indexed format.
• A guide to establishing the Fund and a Trustees guide book
• All minutes, member application forms, trustee declarations and consent to act forms, member rights and benefits, statements, fund specifications, ATO tax file number application forms, participating employer application forms, benefit election notices, death benefit election notices, investment strategy declaration and statements of fund compliance.

Order Form - Self Managed SuperFund (1 Member)

Order Form - Self Managed SuperFund (2 - 4 Members)